BENEFITS OFFERED:
- Attractive remuneration package
- Positive working environment
- Competitive benefits
JOB PURPOSE:
- Guide Credit Portfolio and Framework Section in development and review of credit risk policies and framework as well as provide independent sign-off for new products/ services in order to manage the credit risk and asset quality with the objective of achieving sustainable business model and profitability for the Bank.
PRINCIPAL ACCOUNTABILITIES:
- Formulate new/review of credit policies and guidelines in line with Bank's risk strategy and appetite as well as statutory/regulatory requirement.
- Communicate the approved policies and guidelines in a clear, concise and timely manner.
- Sign-off on new product policies and manuals to ensure that prudent practices and adequate control measures are in place to effectively manage credit risk.
- Collaborating with internal stakeholders to implement credit risk management initiatives and optimize credit risk decisions.
- Ensure the approved policies and guidelines are documented in the relevant manuals.
- Provide advisory services on credit policies/guidelines related matters.
- Response to operational credit related inquiries.
- Provide value added inputs to the revision of product policies, credit processes/procedures and guidelines initiated by internal stakeholders (BBD, CSD, CAD, RRD, PRDD, etc.).
- Ensure tasks assigned are submitted within the timeline given.
QUALIFICATIONS:
EDUCATION:
- Bachelor's Degree preferably in Finance, Economics, Banking or Risk Management related disciplines.
- Holder of Certified Credit Professional (CCP), Bank Risk Management (BRM) qualification from AICB or equivalent.
EXPERIENCE:
- Have at least 7-10 years of working experience and exposure in credit related functions.
KNOWLEDGE AND SKILLS:
- Strong understanding & knowledge in credit operations and risk management.
- Proficiency in English and Bahasa Malaysia (both written and spoken).
- Possess a good writing flair.
- Possess strong analytical and presentation skills.
- Able to articulate and communicate clearly and effectively.
- Possess positive attitude for excellence.
- Able to work independently.
