To perform annual capital management plan for banking group, bank entity and Islamic bank in conjunction with the budget exercise which include:
Assessment of capital requirement & utilisation
Planning for the following financial year capital activities/initiatives
Supporting Group Risk for the annual ICAAP submission to BNM.
To prepare proposal for capital initiatives and to execute the relevant capital raising activities via debt or equity for banking group, bank entity and/or Islamic bank, which entails, amongst others, the following:
Redemption and renewal of capital instrument
Issuance of new capital instrument
Set-up new capital programme
Enhancement of existing capital programme
Development of business case to ascertain the best approach to raise capital via equity
Supporting management's discussion with shareholders
Performing peer benchmarking
Participation in the selection process of adviser(s) (if required)
Preparation and submission of letter to BNM for approval via eApps and email.
Execution of due diligence exercise (if required) which include review responses provided by internal stakeholders for the due diligence questionnaire
Review of mandate letter(s), transaction document and other relevant document in relation to the capital initiative - commercial terms; and/or
Engagement and coordination with internal and/or external stakeholders.
To perform quarterly peer benchmarking on capital adequacy ratios and capital issuances/programmes for banking group, bank entity and Islamic banks.
To perform peer benchmarking on dividend yields for banking group bi-annually.
To monitor actual monthly capital adequacy ratios and capital buffer level for banking group, bank entity and Islamic bank.
To perform monthly capital forecast for banking group, bank entity and Islamic bank.
To ensure relevant policies, guidelines and SOPs are updated and in compliance with regulatory guidelines, including streamlining of processes (if required).
To perform adhoc activities in relation to capital that will be assigned from time to time.
To support Risk & Compliance matters in relation to Capital Planning are ie. BCP, RCSA, CSA.
